Accounts & records
Customer identity, balances, obligations and account entries. A core such as SaaScada would need its APIs and event model mapped here.
A PRODUCT VISION YOU CAN TRY · BY dOrg
Imagine a bank
that gets it done.
“Pay my supplier. Protect payroll. Put eligible surplus to work.”
One customer instruction. Bank accounts, stablecoin payments and tokenised investments, connected through explicit controls.
Interactive product concept · Simulated data and rules · No live AI, bank or blockchain connection
TRY THE PRODUCT / ABOUT 30 SECONDS
A business day, handled.
It is 09:00. Your business has $100,000. A supplier needs $12,000 within four hours, payroll needs $40,000 and a $10,000 bill is due in 48 hours. You authorise the account to handle it.
YOUR INSTRUCTIONPay the supplier.
Pay the supplier.
Keep our obligations covered.
Allocate up to $30,000 of surplus.
Approved supplier · $20,000 payment limit · Separate investment mandate
THE ACCOUNT'S NEXT MOVE
Ready for your instruction
Illustrative all-in fees and payout times for this $12,000 payment.
Your supplier is paid. Your obligations are covered.
The experience connects payments, treasury and account records under a customer mandate. Try the duplicate receipt, or change the situation to see where execution stops.
What would it take to offer this to customers? →All parties, fees, timing and results are fictional. This walkthrough assumes unchanged investment value and 72-hour redemption. Actual losses, eligibility, provider access, compliance and liquidity require separate validation. Reloading resets the account.
THE OPPORTUNITY / A REUSABLE BANKING CAPABILITY
Build the workflow once.
Adapt it to each bank's mandate.
The product hypothesis: business customers delegate routine financial work to their account. A banking platform could offer the orchestration layer across clients, with each institution choosing its providers, permissions and customer experience.
Controlled execution
Translate an approved instruction into policy checks, reservations, provider calls and a reconciled outcome.
Payments & assets
Eligible stablecoin corridors, local payout and tokenised funds, subject to onboarding, custody and investment permissions.
Proposed integration architecture. SaaScada and provider connectivity have not been implemented or validated. This is an independent dOrg concept.
A CONCRETE FIRST CONVERSATION
One supplier-payment workflow.
Choose a bank client, an approved corridor and an account sandbox. Together, map the required APIs and test approval, timeout recovery and duplicate receipts.
Evaluate: manual interventions, time to a reconciled outcome, policy violations and reconciliation exceptions. Establish a baseline before claiming improvements.
UNDER THE HOOD / CONFIGURABLE ACCOUNT LAB
Now stress-test the controls.
This separate engineering experiment uses a fixed $25 fee, a $40,000 payroll reserve and no additional bill. Change the invoice and test permission, timeout and concurrent-agent cases. Its assumptions differ from the product walkthrough above.
Account state
ReadyBank cash$100,000
Protected payroll$40,000
Payment reservation$0
Fictional fund holding$0
Cash available after payroll + reservations$60,000
Choose a scenario and follow the instruction into the account records.
Follow the evidence
- Run a scenario to see each decision and account change.
Reloading resets all state. One scripted transaction ID and sequential events illustrate controls; production concurrency, signatures, custody, settlement and durable recovery require separate implementation and testing.
02 / THE OPPORTUNITY MAP
5 banking integrations to try.
Ranked by editorial judgement: customer problem, strategic interest, integration fit and a separable first project. Sources establish the available building blocks. Each product idea remains a hypothesis to test.
Sandbox candidate = a scoped simulation or integration test. Provider-dependent = requires suitable institutions, providers and approvals. Longer-term vision = a composite or multi-party product.
03 / START WITH ONE WORKFLOW
What should your first agent be allowed to do?
Choose one customer, one financial action and one measurable result. Then test the mandate, execution and reconciliation together.
Plan your first experiment with dOrg ↗Scope and limitations
This independent dOrg prototype demonstrates original integration hypotheses. It is not connected to SaaScada or any named provider. All amounts, parties, receipts and investment values are fictional. No live LLM, blockchain, financial advice, custody, trading, return forecast, regulatory certification, audit, tax calculation or production recovery system is provided. Jurisdiction, suitability, providers and permissions must be established for any real implementation.